Attention homeowners in Fenton and Genesee County: Need an appraisal?
See the top reasons Michigan homeowners use Realist Appraisal Services:
At Realist Appraisal Services, we understand the particular needs of a consumer seeking appraisal services. Our typical business clients get the appraisal process and the customary reporting formats. But as a general consumer, you can expect extra guidance and explanations through the appraisal process to understand what we do and how we present the results of our analysis.
For-Sale-by-Owner (FSBO) / Pre-Listing ServicesIt's very hard to be objective about your own house because of your emotional attachment to it. Professional appraisers, like the ones at Realist Appraisal Services, will be objective. We'll tell you what you need to know, not just what you want to hear. A professional appraisal is very valuable as a negotiating tool once you have an attainable buyer, in addition to helping you set a realistic selling price so your house will attract buyers. The appraisal is something tangible to show your buyer. It's an independent third party's opinion of your property's value, and not just how much you think your house is worth. Interested buyers know that you have an emotional attachment to your home and will be more likely to give credibility to a seasoned appraiser's value report than yours.
Challenge a property tax assessmentIf you live in an area that is declining or is not appreciating as much as other houses close by, your local tax assessor may have your house overvalued. That means you're paying more taxes than you should. Since your property assessment may likely go up again in the next period, the earlier you take care of a matter like this, the better. An appraisal report from Realist Appraisal Services is your number one weapon when contesting your property tax assessment.
Appraisals to cancel PMIPMI stands for Private Mortgage Insurance. A fashionable money saver for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan amount is less than 80% of the value of your home, in most cases you can apply to your lender to have the PMI eliminated from your loan, which will make your monthly payments go down. Realist Appraisal Services is qualified in helping clients just like you delete unwanted PMI insurance.
Was your HELOC recently frozen?Your lender may just choose to automatically freeze your home equity line of credit (HELOC) if your house is near a declining area -- even if your specific property has not declined in value. This can be disadvantageous from a cash flow standpoint, and damaging to your credit score since it may appear as though that credit line is maxed out. An appraisal from Realist Appraisal Services can help you reinstate your HELOC.
We Also Offer Field and Desktop Appraisal Review ServicesDo you need a seasoned professional to double-check your appraisal for preciseness, or do you need a second opinion without the added expense and delay of waiting for a whole new appraisal? Realist Appraisal Services offers field reviews where we'll go out and check the subject and comps in question. Or, if you need it in a rush, we can provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.
Do you need a retrospective review of an appraisal? Realist Appraisal Services can help you with that. Although most review work is requested by lenders for quality control, homeowners suspecting they've been the victim of mortgage fraud are wise to get a second opinion.